Interest Rates

*As of Sept 1, 2010

 VA/FHA  1% origination  APR 1% origination + pts  APR
 30 year fixed-FHA  4.25%  4.455% 4.00% +1 4.378%
 30 year fixed-VA  4.25%  4.61% 4.00%  +1 4.398%
 15 year fixed-FHA  4.00%  4.325% 3.5% + 2 points 3.985%
 15 year fixed-VA  4.00%  4.625% 3.5% + 2 points 4.001%
 5/1 FHA ARM  3.125%  3.44% 2.875%  1.125 points 3.1% 
 AK Housing 30 year  APR  15 year  APR
 Tax-exempt FTHB (FHA)  4.25%  4.78%  4.00%  4.321%
 Veteran Mortgage (VMP)  4.25  4.74%  4.0%  4.28%
 Taxable FTHB (FHA)  4.50%  5.03%  4.125%  4.387%
 Taxable (FHA)  4.625%  5.16%  4.25%  4.355%
 Conventional Fixed 1% origination  APR  1% origination + pts   APR
 30 year fixed  4.125% +.50  4.68%  4.% + 1.00 point  4.31%
 20 year fixed  4.0%  4.69%  3.75% + 1.50 point

 4.001%

 15 year fixed  3.75%   4.05%    NQ  4.025%
 5/1 ARM  3.25%  3.426%  2.875% + 1.25 point  3.33%

*The above conventional loan programs are based upon a sales price of $100,000.00 with a final loan amount of $95,000.00.

*The above FHA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $96,500.00 and a final loan amount that includes the upfront MIP premium of $2171.00.  Final note amount financed of $98,671.00.

*The above VA loan programs are based upon a sales price of $100,000.00 with a base loan amount of $100,000.00 and a final loan amount that includes the upfront VA funding fee of $2,190.  Final note amount financed of $102,190.00.  

*More Disclosures